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The Importance of Cash Flow
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A small business will only grow when you let go
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Your Mission is to Know Why Your Organization Exists! Do You Accept?
Topshop no longer want me as a customer – and that’s not a bad thing
Could the cloud save your company money?
Retiring Early
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The future of business communication through technology tools
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Should You have a Close Friend at Work?
PropertyTutors appoints new General Manager
Think Big, Work Smart: 5 Technologies to Increase Team Productivity
How Safe are Your Bank Deposits?
Have Your Say on Retirement Income Policy
How to Lower the Cost of Your ACC Premiums
Business coaches – are they worth it?
The Flight from Bonds
When Helpers Are Leaders – Three Lessons from the Boston Marathon and UNH
Turn Knowledge into Action
While New Zealanders in general have an excellent grasp of basic financial concepts, a recent survey has found that they are not so good at putting into practice what they know.

The survey, undertaken by the Commission for Financial Literacy and Retirement Income with the support of ANZ, ranked New Zealanders well ahead of other OECD countries on financial knowledge.

However it also shows we have a long way to go to get people engaging in financial behaviour that will help them achieve their financial goals. For example, while 85% of those surveyed know what a budget is, only 61% have one.

Banks, family and friends and the Sorted website are popular sources of financial information but a possible reason for the lack of action is that many people struggle with how to translate general information into something that suits their own specific needs and circumstances.

Putting together a budget, let alone a financial plan, can be a complex process involving setting goals, analysing spending, calculating income and the amount of saving required to achieve specific goals.

Building your financial future is no different than building a house in that you are much more likely to succeed if you have a plan drawn up, with the assistance of an expert, to show how everything is supposed to fit together.

Every plan is unique as it depends on individual goals and circumstances. There are a number of reasons why people don’t have financial plans:

Lack of familiarity with using a financial planner

Lack of understanding of the value of a financial plan in comparison with the cost.

A shortage of qualified financial planners who are authorized to give advice

These are all obstacles that need to be dealt with so that financial knowledge can be turned into action.
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Business with Australia: Culture clash
Searching for the Epiphany Moment
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Property Investment for Retirees
Online Reputation Management For New Zealand Business
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Fighting over the Family Fortune
KiwiSaver Options for Retirees
Conducting a Redundancy Process
When and How to Use a Financial Adviser
Value Reputation and New Zealand Business
Buying Property with a Low Deposit
When is the best time to rebrand your business? Probably not Monday
A Few Leadership Lessons from the Coast Guard’s Eagle
Why it’s worth renegotiating with your bank
Is Your Team Damaging Your Business Reputation?
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Doing Business in China 5 Kiwi Tips
Using Deviant Behavior to Change Outcomes
How to be Financially Secure
Orcon needs to improve its customer service
The Masters – Watch-out for Leaders Who Pursue Perfection
Frugality is not the Key to Riches
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The Happiest Man in the World
Turn Knowledge into Action
The most common business mistakes and how to embrace them
Business with Australia: Play down the Kiwi bit
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Engage Your Team – Dream On!
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